Our mission is to enable each individual to establish clarity and structural alignment across their financial landscape, ensuring every component functions as part of a cohesive system.
A Holistic Approach to Financial Education
A former naturopathic doctor (ND), successful entrepreneur, and founder of AltaVida Capital, Deb DiBiasie brings a diagnostic mindset, business experience, and holistic perspective to financial education.
Having built and operated a successful business, Deb understands the opportunities and challenges of entrepreneurship, financial resilience, and major life transitions. Her experience navigating the 2008 economic downturn and rebuilding after a life-changing automobile accident reinforced the importance of preparing for the unexpected.
Naturally inclined to look beyond the obvious, she examines how insurance, retirement income, benefits, and legacy considerations fit together. Her holistic approach helps individuals and families identify potential gaps, understand their options, and ask informed questions about protecting, preserving, and passing on wealth.
Deb also recognizes that retirement can represent a new beginning. For some, that includes entrepreneurship, consulting, or building a business that creates purpose and opportunity in the next chapter of life.
Her philosophy is simple: Building wealth means understanding the whole picture, not just its individual parts.
Technology, Quality Control & Operational Support
AltaVida Capital’s AI Assistant supports educational content, research, quality control, workflow management, and daily operations. It helps organize complex information, improve consistency, and support efficient business processes.
The AI Assistant helps organize and review educational resources involving insurance, retirement income, military and federal benefits, and legacy planning. It supports research, assessment development, document preparation, and factual consistency checks.
Its operational responsibilities include workflow coordination, administrative assistance, follow-up preparation, quality assurance, and identifying tasks or inconsistencies requiring human attention.
Through structured review processes, the AI Assistant helps maintain accuracy, consistency, and efficiency across AltaVida Capital’s educational materials and business systems.
AI does not independently provide personalized insurance recommendations, make client decisions, or replace licensed professional guidance. Human professionals remain responsible for final decisions, compliance review, and approval of client-facing materials.
Protection, Retirement, Legacy Education
Licensed since 2012, Jason Nightingale brings experience in insurance, banking education, and holistic financial strategies to AltaVida Capital. His work focuses on helping individuals and families better understand financial protection, retirement income, and wealth preservation.
In 2016, Jason began developing a financial distribution platform to broaden access to financial tools and education. Through Safe Money Solutions, his firm reports serving more than 5,000 clients across 48 states and eight countries, including families, retirees, business owners, agricultural operations, and organizations.
Jason has received professional recognition, including being featured in Top 100 in Finance, and has participated in podcasts, interviews, and financial education broadcasts.
As a banking educator, Jason teaches approaches to managing money more efficiently, evaluating traditional banking and mortgage structures, strengthening cash flow, accelerating debt repayment, and identifying opportunities for improved financial efficiency.
His educational work also explores tax-efficient financial strategies, asset protection concepts, liquidity, retirement income, and the potential benefits, risks, and limitations of different financial tools.
Jason has experience training other financial professionals in holistic approaches to financial education and client service.
At AltaVida Capital, he contributes industry knowledge, insurance expertise, and educational perspective to protection, retirement, and legacy discussions.
Timothy “Tim” Taylor brings nearly 40 years of experience in financial education, insurance strategies, retirement planning, and wealth preservation to AltaVida Capital.
As a financial professional and Certified Federal Retirement Specialist (CFRS®), Timothy specializes in helping individuals, families, business owners, and federal and military personnel better understand strategies designed to protect their assets, improve financial efficiency, create tax-advantaged retirement income, and build generational wealth.
As the founder of Wealth-Patriots, LLC, Timothy has developed a distinctive educational approach centered on “Dual-Purposing Your Money™”—helping individuals understand how their money can serve multiple financial objectives, including growth potential, liquidity, family protection, retirement income, and legacy planning.
Timothy is also the author of Building Generational Wealth…Keeping the Farm in the Family, a book focused on helping farm families improve financial efficiency, reduce dependence on traditional financing, protect family assets, and create a lasting financial legacy for future generations. His work emphasizes the importance of making today’s financial decisions with tomorrow’s generations in mind.
At AltaVida Capital, Timothy contributes his expertise in federal and military retirement benefits, wealth preservation, life insurance strategies, and legacy education. His focus is on connecting individual financial decisions with coordinated, long-term strategies that help clients protect what they have built and preserve wealth for future generations.
